, Medicare Part D Prescription Drug Plan
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How the coverage works - Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. You choose a drug plan and pay a monthly premium. When you join a plan, Medicare helps pay the bill.

Extra help is available for people with limited income and resources. People who may qualify will recieve an application in the mail.

As with any insurance program, you have options. To learn about plans available in your state, click on our Plan Finder. Although these plans will meet Medicare's stringent requirements, they may differ in terms of costs and coverage.

Medicare Prescription Drug Coverage covers brand name and generic prescription drugs at participating pharmacies close to where you live.

A typical person with Medicare could see his or her total drug expenses drop by about 50%. Qualified people with limited income and resources will have almost no drug expenses.

As we age and our medical conditions change and our need for prescription drugs may increase. medicare will cover a significant portion of prescription drug bills. If you have high out-of-pocket costs, Medicare will pay 95% of your prescription drug costs, after you pay $4,550.

How to join - Your chance to enroll is November 15th through December 31st of each year. Coverage begins the following January 1st. Enrollment is voluntary but you must join a plan to get the coverage. Enrollment beyond this timeline is available if you:


How to learn more - We urge you to join all of America in learning more about this historic addition to Medicare. Discuss it with your family and friends. Talk about it over dinner. Keep an eye out for community meetings. Look in your mailbox for more detailed information coming soon.

Part D IntroductionTop 10 HighlightsIs Part D For YouHow Standard Part D WorksLow Income Explanation and ExamplesWhat's in a Formulary ExplanationCurrent CoverageGetting PreparedFrequently Asked QuestionsResources and Worksheets
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